Skip to main content
top-strip
Jammu And Kashmir Bank
  • Skip to main content
  • text-adjust
    • A+ A A-
  • Explore More

    Explore More

  • About Us
  • Press & Media
  • EOI & Tender / Notifications
  • Mortgaged Properties
  • Careers
  • Locate
  • Digital Banking
  • Contact Us
  • Grievance Redressal
  • JKB Financial Services Limited
  • JK Bank Diary
  • Rates at a Quick Glance
  • J&K Bank CSR
  • Net Banking

    • e-Banking Login
    • Register for Net-Banking
    • Mpay Web

    FASTag

    • FASTag Login

    Employee Logins

    • JKB Intranet / HRMS Login
    • JKB Mail Login

    Credit Card e-Bill

    • Download Credit Card e-Bill

    Safe Banking

    • Anti-Phishing
    • Phishing Scenarios
    • Phishing through Emails
    • Safe e-Banking Advisory
    • Safety Tips for Credit Card Holders
    • Tips for avoiding Phishing and Vishing
    • Tips for avoiding Phishing
  • PERSONAL
    • Loans
      • Home Loan under Pradhan Mantri Awas Yojana-Urban 2.0
      • PM-Vidyalaxmi Education Scheme
      • Housing Loan
      • Personal Consumption Loan Scheme
      • Education Loan Scheme
      • Cash Credit Scheme (Salaried Employees)
      • Consumer Loan
      • Car Loan Scheme
      • Festival Advance Scheme
      • Two-Wheeler Finance
      • Car Loan for Used Cars
      • Loans against Property (LAP)
      • Skill Loan Scheme
      • Loan against Gold Ornaments and Jewellery
      • Laptop/ PC Finance
      • Smartphone Finance
      • Budshah School Education Finance
      • Modular Kitchen Finance
      • Sahafat Finance Scheme
      • Coaching Fee Loan Scheme
      • Term Loan For B.Ed/ M.Ed. Courses
      • Solar Equipment Finance
      • J & K Bank PM Surya Ghar Muft Bijli Yojana
    • Personal Accounts
      • Deluxe Savings Account
      • Deluxe Salary Account
      • General Savings Account
      • General Salary Account
      • Premium Savings Account
      • Student Savings Account
      • Saving Account-Government
      • Corporate Salary Package
      • Pink Savings Scheme
      • General Small Account
      • Basic Saving Deposit
      • Pension Account
      • SB Accounts for NCC Cadets
    • Term Deposits
      • Cash Certificate Scheme
      • Fixed Deposits Scheme
      • Child-Care Deposit Scheme
      • Daily Deposit Scheme
      • Flexi Recurring Deposit Scheme
      • Ladli Beti
      • Special Bachat Deposit Scheme
      • Recurring Deposit Scheme
      • Depositor’s Pension Scheme
      • Mehandi Deposit Scheme
      • Monthly Yield Deposit Scheme
      • Smart Saver Term Deposit Scheme
      • Tax Saver Term Deposit Scheme
    • Insurance
      • Life insurance
      • Non Life Insurance
    • Cards
      • Premium Debit Card
      • Credit Card
      • Global Debit Card
      • Merchant Acquiring
    personal-banner
    • New car loan
    • Two wheeler loan
    • Used car loan
    • Credit card
    • Gold loan
    • Agriculture loan
    • General account
    • Student saving account
    • Individual current account
    • Sole proprietary current account
  • BUSINESS
    • Loans
      • Commercial Vehicle Finance
      • Commercial Vehicle Finance (Used Vehicles)
      • Mortgage Loan for Trade & Service Sector
      • Loans against Property (LAP)
      • Contractor Finance
      • Start-ups Finance
      • Supply Chain Finance Scheme
      • Construction Equipment Finance
      • School Bus Finance
      • Passenger Bus/mini-bus Finance
      • Dastkar Finance
      • Khatamband Craftsmen Finance
      • Help Tourism (For Kashmir valley only)
      • Establishment of Mini Sheep Farms in Private Sector
      • Saral Finance to Small Businessmen
      • J&K Bank Karobar Card
      • Fair Price Shop Scheme
      • Guaranteed Emergency Credit Line (GECL)
      • Credit Guarantee Scheme for Subordinate Debt
      • Home Stay Scheme
    • Govt Sponsored Schemes
      • Mission YUVA Schemes
      • Seed Capital Fund Scheme under "Sher-e -Kashmir Employment and Welfare Programme for the Youth (SKEWPY)"
    • Business Accounts
      • Basic Current Account
      • Gold Current Account
      • Premium Current Account
      • Platinum Current Account
      • Premium Plus Current Account
      • Grameen Current Account
    • Insurance
      • Life insurance
      • Lodge Insurance Claims
      • Non Life Insurance
    business-banner
    • New car loan
    • Two wheeler loan
    • Used car loan
    • Credit card
    • Gold loan
    • Agriculture loan
    • General account
    • Student saving account
    • Individual current account
    • Sole proprietary current account
  • AGRICULTURE
    • Loans
      • Asset Based Easy Agri Loan Scheme
      • Fruit Advances Scheme (Apple)
      • Giri Finance Scheme
      • J&K Bank Holistic Agriculture Development Program (HADP)
      • JK Bank Kissan Dost Finance
      • Kisan Credit Card Scheme-(AH&F)
      • Kissan Credit Card Scheme-Crop
      • Mortgage loan scheme for traders of Agricultural Produce
    agriculture-banner
    • New car loan
    • Two wheeler loan
    • Used car loan
    • Credit card
    • Gold loan
    • Agriculture loan
    • General account
    • Student saving account
    • Individual current account
    • Sole proprietary current account
  • NRI
    • Rupee Deposits
      • Deposit Plans for Returning Indians
      • Foreign Currency Non-resident-Banks (FCNR-B)
      • NRE Fixed Deposits
      • NRE Savings Account
      • NRO Fixed Deposits
      • NRO Savings Account
      • Useful Information - FCNR Deposits
      • Useful Information - NRE Rupee Deposits
      • Useful Information - NRO Rupee Deposits
    • Download Forms
      • Account Opening Form
      • NRI ATM Card for Mandate holder Form
      • NRI Customer Relationships Form
      • NRI Mandate letter Form
      • NRI Normination Form
      • NRI Supplementary Information Form
      • NRI e-channel registration Form
    • Information
      • Frequently Asked Questions
      • Remittance form Abroad
    nri-banner
    • New car loan
    • Two wheeler loan
    • Used car loan
    • Credit card
    • Gold loan
    • Agriculture loan
    • General account
    • Student saving account
    • Individual current account
    • Sole proprietary current account
  • INVESTOR
    • Dashboard
      • Investor Dashboard
    • Disclosure Under Regulation 46 Of SEBI (LODR) Regulations, 2015
      • Board of Directors
      • Integrated Governance Reports
      • Memorandum and Articles of Association
      • Announcement under Other Regulations of SEBI
      • Announcement under Regulation 30 SEBI (LODR) Regulations, 2015
      • Annual Reports
      • Annual Returns
      • Committees of Board of Directors
      • Compliance Officer
      • Composition of Board
      • Contact details of KMPs under Regulation 30(5) of SEBI (LODR), Regulations, 2015
      • Corporate Governance Policies
      • Corporate Governance Reports
      • Credit Ratings
      • Criteria for Payment of Remuneration to Non Executive Directors
      • Familiarization Programs for Directors of the Bank
      • Financial Information
      • Investor Relations
      • Nature of Business
      • Newspaper Publications / Notices
      • Secretarial Compliance Report
      • Shareholder’s Information
      • Shareholding Pattern
      • Statement of Deviation(s) or variation(s)
      • Subsidiary Financials
      • Terms and conditions of appointment of Independent director
    • Disclosure under Regulation 62 of SEBI (LODR) Regulations, 2015
      • Announcement under Other Regulations of SEBI
      • Announcement under Regulation 30 SEBI (LODR) Regulations, 2015
      • Annual Reports
      • Annual Returns
      • Board of Directors
      • Committees of Board of Directors
      • Compliance Officer
      • Composition of Board
      • Contact details of KMPs under Regulation 30(5) of SEBI (LODR), Regulations, 2015
      • Corporate Governance Policies
      • Corporate Governance Reports
      • Credit Ratings
      • Criteria for Payment of Remuneration to Non Executive Directors
      • Debenture Trustees
      • Familiarization Programs for Directors of the Bank
      • Financial Information
      • Financial Results
      • Integrated Governance Reports
      • Intimations to Stock exchange (Debt Securities)
      • Investor Relations
      • Memorandum and Articles of Association
      • Nature of Business
      • Newspaper Publications / Notices
      • Secretarial Compliance Report
      • Shareholder’s Information
      • Shareholding Pattern
      • Statement of Deviation(s) or variation(s)
      • Subsidiary Financials
    investor-banner
    • New car loan
    • Two wheeler loan
    • Used car loan
    • Credit card
    • Gold loan
    • Agriculture loan
    • General account
    • Student saving account
    • Individual current account
    • Sole proprietary current account
  • MAKE PAYMENTS
    • Pay Bills
      • Bharat Bill Payment System
    • Fee Collections
      • Easy Collect
    • Pay Taxes
      • Pay your Tax Online
    make payments-banner
    • New car loan
    • Two wheeler loan
    • Used car loan
    • Credit card
    • Gold loan
    • Agriculture loan
    • General account
    • Student saving account
    • Individual current account
    • Sole proprietary current account

    CHECK OUT OUR MOST POPULAR SEARCHES

    Global Debit Card

    Unlock Your Debit Card's Potential: Explore Different Types, Access the User Manual & Activate Green PIN for Secure Transactions.

    Credit Cards

    Explore JK Bank Credit Cards: Apply Online, Avail Exclusive Offers & Understand Key Terms for a Seamless Experience.

    Merchant Acquiring

    Grow Your Business with JK Bank's Merchant Solutions: Seamlessly Accept Payments via POS, QR & Internet Gateway.

    General Savings account

    Manage your money with j&k bank general savings account. Enjoy free withdrawals, high ATM/POS limits, and online banking convenience.

    Student Savings Account

    Empower your financial journey with J&K Bank's Student Savings Account, offering zero balance and free debit cards. Enjoy exclusive benefits like free e-banking and concessions on study-related banking services.

    Car loan

    Drive your dream car with J&K Bank's Car Loan Scheme, offering flexible financing for new vehicles with low margins and competitive rates. Enjoy up to 84-month repayment terms and tailored options for individuals, firms, and pensioners.

    Two-Wheeler Finance

    Ride in style with J&K Bank's Two-Wheeler Loan Scheme, offering flexible financing starting at ₹25,000 with no prepayment charges. Enjoy up to 60-month repayment and competitive rates for all income groups.

    Used Cars Loan

    Own your dream used car with J&K Bank's Used Car Loan Scheme, offering up to ₹50 lakh with flexible 7-year repayment. Enjoy competitive fixed rates and tailored options for diverse income groups.

    Basel II ( Pillar 3 ) Disclosures

    Access comprehensive Basel II pillar 3 disclosures to understand our capital adequacy, risk exposures and transparency commitments

    • Basel III ( Pillar 3 ) Disclosures
    • LCR disclosures
    • NSFR disclosures
    • Basel II ( Pillar 3 ) Disclosures

    Basel III ( Pillar 3 ) Disclosures

    June 2025

    March 2025

    Dec 2024

    Sept 2024

    June 2024

    March 2024

    Dec 2023

    Sept 2023

    June 2023

    March 2023

    Dec 2022

    Sept 2022

    June 2022

    March 2022

    Dec 2021

    Sept 2021

    June 2021

    Mar 2021

    Dec 2020

    Sept 2020

    June 2020

    March 2020

    December 2019

    June 2019

    March 2019

    Dec 2018

    Sep 2018

    June 2018

    March 2018

    Dec 2017

    Sep 2017

    June 2017

    March 2017

    Dec 2016

    Sep 2016

    June 2016

    March 2016

    Dec 2015

    Sep 2015

    June 2015

    March 2015

    Dec 2014

    Sep 2014

    June 2014

    March 2014

    Dec 2013

    Sep 2013

    LCR disclosures

    LCR Disclosure for June 2025

    LCR Disclosure for March 2025

    LCR Disclosure for December 2024

    LCR Disclosure for September 2024

    LCR Disclosure for June 2024

    LCR Disclosure for March 2024

    LCR Disclosure for December 2023

    LCR Disclosure for September 2023

    LCR Disclosure for June 2023

    LCR Disclosure for March 2023

    LCR Disclosure for December 2022

    LCR Disclosure for September 2022

    LCR Disclosure for June 2022

    LCR Disclosure for March 2022

    LCR Disclosure for Dec 2021

    LCR Disclosure for Sept 2021

    LCR Disclosure for June 2021

    LCR Disclosure for March 2021

    LCR Disclosure for Dec 2020

    LCR Disclosure for Sept 2020

    LCR Disclosure for June 2020

    LCR Disclosure for March 2020

    LCR Disclosure for Dec 2019

    LCR Disclosure for Sept 2019

    LCR Disclosure for June 2019

    LCR Disclosure for March 2019

    LCR disclosures as on 31.12.2018

    LCR disclosures as on 30.09.2018

    NSFR disclosures

    NSFR Disclosure for June 2025

    NSFR Disclosure for March 2025

    NSFR Disclosure for December 2024

    NSFR Disclosure for September 2024

    NSFR Disclosure for June 2024

    NSFR Disclosure for March 2024

    NSFR Disclosure for December 2023

    NSFR Disclosure for September 2023

    NSFR Disclosure for June 2023

    NSFR Disclosure for March 2023

    NSFR Disclosure for December 2022

    Basel II ( Pillar 3 ) Disclosures

    Disclosures under Prudential Guidelines on Capital Adequacy & Market Discipline

    March 2009

    June 2009

    September 2009

    December 2009

    March 2010

    June 2010

    March 2011

    June 2011

    September 2011

    December 2011

    March 2012

    June 2012

    September 2012

    December 2012

    Mar 2013

    Jun 2013

    Digital Banking Manage your account, any time, any where

    Credit Cards

    Credit Cards

    Online Account Opening

    Online Account Opening

    Instant Loans

    Instant Loans

    Internet Banking

    Internet Banking

    Instant Bill Payments

    Instant Bill Payments

    Mobile Banking

    Mobile Banking

    Mpay Web

    Mpay Web

    https://ecollect.jkbank.com/

    Easy Collect

    Point of Sale

    Point of Sale

    Debit & Credit Cards

    Debit Cards

    Internet Payment Gateway

    Internet Payment Gateway

    AEPS/KIOSK Banking

    AEPS/KIOSK Banking

    WhatsApp Banking

    WhatsApp Banking

    API Banking

    API Banking

    Digital Loans

    Digital Loans

    Connect With Us

    Learn more about J&K Bank products, services and the communities we serve.

    We’d love your feedback

    Feedback

    Footer First Menu

    • Digital Loans
    • Exclusive Offers
    • Forms
    • Important Information
    • Interest Rates
    • Online Account Opening
    • Quick Access
    • E-Auction/Sale Notices
    • Calculator

    Footer Menu

    • Aadhaar enrolment enabled Business Units
    • Annual information on complaints handled
    • Anti Phishing
    • Bharat Aadhaar Seeding Enabler
    • Browser Compatibility
    • Business Hours
    • Business Units enabled for Digital Life Certificate
    • CITIZENS' CHARTER
    • Code of Conduct for Direct Selling Agents
    • Coins & Notes Exchange Facility
    • Copyright
    • Corporate Social Responsibility
    • DIRGHAYU Pensioners Mobile App
    • FX-Retail
    • Fair Practice Code for Lenders
    • Financial Awareness Messages (FAME)
    • Financial Inclusion\FLCCs
    • Grievance Redressal
    • Hyperlink Policy
    • INTEGRATED OMBUDSMAN SCHEME-2021
    • J&K bank is registered with DICGC
    • Jammu & Kashmir - Employment Schemes Portal
    • Loan Agreements
    • Micro Small Enterprises
    • Mobile Banking Privacy Policy
    • NOTICE Regarding Inoperative & Unclaimed Accounts
    • PMEGP e-Portal
    • Policies & Disclosures
    • RBI Museum - Information
    • RTI
    • Regulatory Disclosure Section
    • Related Sites
    • SC GPI TRACK Portal
    • Security features of Bank Notes
    • Service Charges Schedule (Advances)
    • Service Charges Schedule Forex
    • Service Charges Schedule General Banking w.e.f 01.04.2025
    • Service Charges Schedule- Digital Offerings
    • SiteMap
    • Status of Ramp provided at ATMs/ Business Units
    • Terms & Conditions
    • UDGAM portal
    • USA Patriot Act Certification
    • Unclaimed Deposit Claim Guidelines
    • User Terms of Service
    • Vidya Lakshmi Portal
    • Vigilance Awareness e-pledge
    • J&K bank is registered with DICGC J&K bank is registered with DICGC

    Footer Bottom Bottom

    • Disclaimer
    • Beware of fictitious offers/lottery winnings/cheap funds offers : RBI Advisory
    • OUR BANK IS A MEMBER OF BCSBI - CERTIFICATE

    Last Updated: 22|09|2025

    Copyright © 2024 J&K Bank. All rights reserved. Application Development and Maintenance by cyfuture.cloud